Early Access · Canadian Finance

Upload a statement.
See everything.

Cashflow analytics, investment benchmarks, spending breakdowns, and AI insights from any bank CSV or brokerage PDF. No bank login required.

Start free → Try the Demo

Free early access · No credit card · Takes <60 seconds

flowvista.ca
rbc-statement.csv 247 TX PARSED · 0 ERRORS
Parses statements from
RBC· TD· Scotiabank· BMO· CIBC· Wealthsimple· EQ Bank· Tangerine· +3 more+6 more
What You Get

Everything in one upload.

No app-hopping. No manual entry. One CSV or PDF, complete financial picture.

Core
Cashflow Analytics

See income, expenses, and free cash per pay period. Auto-categorized across 14 spending categories with anomaly detection. Your financial pulse, updated on every upload.

Investments
TFSA & RRSP Benchmarks

Upload a brokerage PDF. See your portfolio benchmarked against 10 years of S&P 500 and TSX data.

Projection
Portfolio Growth

Project growth at 5%, 7%, and 9% annual returns. See how your TFSA, RRSP, and non-registered accounts could grow over 10, 20, or 30 years.

Bills
Bill Tracking

Auto-detected recurring charges with timeline view. Know what's due before it hits.

Netflix $16.49
Spotify $11.99
Hydro One $84.30
AI
Ask Anything

Natural language questions about your finances. "What's my average grocery spend?" gets a real answer.

Avg grocery spend?
$612/mo, down 8% from Q1
Net Worth
Complete Net Worth Tracker

Assets minus liabilities, updated on every upload. Track TFSA, RRSP, FHSA, LIRA, non-registered, and property across all accounts.

TFSA
RRSP
Non-Reg
Quick Plans
Financial Calculators

Retirement, emergency fund, affordability, debt payoff, and savings rate calculators pre-filled from your actual data.

How It Works

Three steps. No bank login.

01
Export from your bank

Download a CSV from online banking or a PDF from your brokerage.

transactions.csv
2 accounts · 247 rows
02
Upload to FlowVista

Drag and drop. Transactions auto-categorize in seconds.

247 transactions parsed
14 categories detected
03
See everything

Cashflow, benchmarks, net worth, bills, and AI insights.

Savings rate27%
TFSA vs TSX+8.2%
Free cash$2,799

Privacy by architecture.

Not by policy. By how it's built.

0
Bank credentials stored. Ever. You upload files; we never connect.
AES-256
Encryption at rest. Your transactions are encrypted in PostgreSQL.
RLS
Row-level security. Every query scoped to your user ID at the database level.
1-click
Permanent delete. Export to CSV first, then wipe everything from Settings.
FAQ

Common questions.

How does FlowVista get my data? ▾
You export a CSV from your bank or a PDF investment statement from your brokerage, then upload it into FlowVista. There is no OAuth, no open-banking API, and no third-party aggregator. Your file is parsed, categorized, and stored in your own private, encrypted account.
Is my financial data safe? ▾
Your transactions are encrypted at rest and isolated to your account. FlowVista has no access to your bank and never sells or shares your data. You can permanently delete everything from Settings at any time.
Why CSV uploads instead of connecting to my bank? ▾
Most Canadian banks (RBC, TD, Scotiabank, BMO, CIBC) require that you never share your online banking credentials with third parties, and doing so may affect your fraud protection. FlowVista takes a different approach: you download a CSV or PDF from your bank yourself and upload it here. Your bank credentials never leave your bank. Read why CSV uploads are safer →
Which Canadian banks are supported? ▾
RBC, TD, Scotiabank, BMO, CIBC, Wealthsimple, EQ Bank, Tangerine, Simplii, Desjardins, and National Bank are supported with dedicated parsers. For investments, we also parse PDFs from Manulife, Sun Life, Canada Life, Fidelity, iA Financial, and any major brokerage. Any bank that exports a standard CSV will also work. See step-by-step export guides →
Is FlowVista free? ▾
Yes. FlowVista is free during the Canadian early-access launch. No credit card required. Early users keep free access as the platform grows.
What if FlowVista shuts down? ▾
Your data stays yours. Export everything to CSV from Settings at any time. If FlowVista ever winds down, we commit to at least 90 days notice and keeping the export feature running until the last day.
How accurate is the auto-categorization? ▾
Typical Canadian transactions are categorized correctly around 90-95% of the time. You can override any category inline, save a rule ("always tag PRESTO as Transportation"), and FlowVista will apply it going forward.

Learn & Compare

Free Canadian personal finance guides, updated for 2026.

Taxes TFSA vs RRSP: Which Should You Use in 2026? → Comparison Best Budgeting Apps for Canadians (2026) → Investments How to Track Your TFSA & RRSP Performance → Comparison FlowVista vs Mint vs YNAB → Bank Export How to Export a CSV from RBC → Bank Export How to Export a CSV from TD →
See all guides → Read the blog →

Start tracking
in 60 seconds.

Upload one CSV or PDF. See your complete financial picture. Free during early access.

Start free →

No credit card · No bank login · Export anytime