Upload bank CSVs or investment PDFs — get instant cashflow analytics, portfolio benchmarks, and AI-powered insights. Free, encrypted, Canadian.
Upload a bank CSV and get income vs. expenses, savings rate, burn rate, and actionable insights in seconds. Supports RBC, TD, BMO, CIBC, Scotiabank, Simplii, Tangerine, EQ Bank, Wealthsimple, Desjardins, and more.
Import investment statements from RBC, TD, Manulife, Sun Life, Canada Life, or any major brokerage. See your TFSA, RRSP, LIRA, and FHSA holdings benchmarked against the TSX and S&P 500 over 10 years.
Ask questions about your finances in plain English. "What's my savings rate?" "Am I on track for retirement?" The AI analyzes your actual data, shows its math, and suggests the right calculator to dig deeper.
A visual Sankey diagram maps exactly where every dollar goes — from payroll to chequing to housing, savings, and lifestyle. No other personal finance app does this.
Set spending limits per category, track progress with visual bars, and get a letter-grade report card every pay period. Go from "where did my money go?" to "I'm in control."
Compound interest, debt payoff planner, loan amortization, savings goals, and a live market pulse watchlist — all built in. Plan your financial future alongside your cashflow data.
No integrations, no OAuth, no credentials required. Upload your bank CSV or investment statement PDF and you're done.
Export a CSV from your bank or download a PDF investment statement from your brokerage (TFSA, RRSP, Non-Registered — all supported). Paste or upload it directly. FlowVista handles the rest.
Transactions are auto-categorized and anomalies flagged. Investment holdings are extracted with account types, book values, and market values — then benchmarked against 10 years of index data.
Review your cashflow, spending breakdown, and investment performance side by side. Get personalized recommendations, run financial calculators, or ask the AI assistant questions about your data in plain English.
FlowVista auto-detects 14 spending categories tuned for Canadian finances — from Presto transit cards to CRA tax payments.
FlowVista is view-only and privacy-first. No bank credentials, no open-banking APIs, no ads, and no sale of your financial history — ever.
FlowVista has dedicated parsers for each institution — just export your CSV or PDF and upload it. Step-by-step guides show you exactly how.
Investment PDFs also supported from:
Manulife · Sun Life · Canada Life · Fidelity · iA Financial · and more
FlowVista is not affiliated with or endorsed by any of the institutions listed above. Bank names are used solely to identify compatibility.
FlowVista is in its early-access window — free for Canadians, no credit card, and a direct line to the person building it.
Found a bug, want a feature, or hate a category icon? Email the builder. FlowVista is run by one Canadian — not a support queue in another timezone.
Early-access feedback goes straight to the roadmap. The pay-period view, the Ask tab, the flow diagram — all shaped by the first users telling me what broke.
FlowVista is free during early access — no credit card, no hidden limits. Paid plans may arrive later; everyone who joins now keeps free access as we grow.
Not ready to sign up? Stay in the loop.
Get notified when we ship new features, add bank support, or launch guides. No spam, unsubscribe anytime.
Or sign up now to start using FlowVista today.
Still deciding? These are the questions we hear most.
Upload a bank export for budgeting and expense tracking, or import an investment statement for portfolio benchmarking. Your full financial dashboard in seconds — free, private, view-only.